Blog

Long-Term Care Insurance Coverage

Gone are the days of comprehensive long-term care coverage. Realizing how expensive those plans can be, those insurers that haven’t stopped offering coverage have priced it out of reach for most of the people who need it. The majority of long-term care insurance plans nowadays limit their coverage by measuring their terms in years or…
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Family Meetings Crucial To Recognizing Elderly Parents’ Wishes

Family Meetings Crucial To Recognizing Elderly Parents’ Wishes Written by Mary Jo Speier - Elder Law & Estate Planning Attorney. Many of my baby boomer clients call me in a state of panic. The family has a crisis. Dad was diagnosed with dementia and can’t live alone anymore, mom has congestive heart failure and is…
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The Continuing Care Retirement Community – Is It Too Good To Be True?

Estate Planning For Maryland and Washington DC - Continuing Care Retirement Community   My elder law clients often seek my counsel about whether moving into a Continuing Care Retirement Community (CCRC) is the right next step for them. The Washington Metropolitan area is home to many beautiful and well run CCRCs. However, CCRCs are costly.…
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A Plan for Successful Aging

My senior and baby boomer clients often tell me they aren’t too crazy about being labeled as elderly and they don’t relish the idea of seeing an elder law attorney. They fear the word “elder” forces them in a group that is often minimized or stereotyped. They worry that the label “elder” or “senior citizen”…
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What To Do In Case of a Car Accident

Unfortunately, automobile accidents are a fact of life. Congested roads leave little room for driver error. Electronic devices are playing an ever greater role in driver distraction. Vehicles are faster than ever. If you are injured in an automobile accident it is important to make sure you have someone PROTECTING YOUR RIGHTS. Insurance company representatives…
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Thoughts on Elder Law and Estate and Trust Issues

We hear so much in the news about Social Security, Medicare and Medicaid and the differing opinions about what impact our increasing federal deficit will have on the stability of these programs - - the very programs upon which so many seniors rely. Whatever your belief about the necessity of these programs in your life,…
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Seniors Gain More Control Over Their Future With A Durable Power Of Attorney

The Durable Power of Attorney (POA) is a very important tool used in senior planning. A POA is a written document that allows you, the senior, to designate a trusted agent (your “attorney-in-fact”) to step in and make legal, banking, and other financial decisions on your behalf if and when you become incapacitated.  It is called…
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Business Owners Beware! Cell Phone Liability

 If your employee injures someone because he or she was using a cell phone to conduct business while driving, you may be liable for damages.  Consider the following: In 2004, an attorney hit and killed a teenage girl while using a cell phone to conduct firm business. Phone records from the attorney's firm reportedly showed…
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